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Learn about the VHDA First Time Home Buyers Class

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VHDA’s Down Payment Assistance (DPA) grant can provide eligible first-time homebuyers with funds needed for their down payment. Take the first step to see if you may qualify for this grant by contacting a VHDA-approved lender:

New Program Updates - Effective Sept. 7, 2016
About VHDA’s Down Payment Assistance Grant: 

  • Qualified first-time homebuyers may receive a percentage of the purchase price to help with the down payment.
  • Maximum grant will be 2 - 2.5 % of the purchase price, based on the down payment required for the eligible VHDA loan.
  • Minimum 640 credit score
  • Maximum 41.00% DTI
  • Buyers must have household incomes at or below program limits.
  • Down Payment Assistance Grant may be used with eligible VHDA loans only.
  • Grant funds may not be used in combination with other down payment assistance resources (including FHA Plus).
  • Down Payment Assistance Grant has no repayment.

VHDA’s eligible first mortgage must be locked on or after the program implementation date.  The eligible first mortgage must be locked prior to reserving the grant funds.

All borrowers receiving this grant are eligible for a Mortgage Credit Certificate (MCC). Borrowers must apply for an MCC through an approved MCC lender and receive an MCC commitment / approval prior to closing. (An MCC is a dollar-for-dollar credit against your federal income tax liability. For information about MCCs, visit 

Other program requirements may apply. Contact a VHDA lender to discuss all eligibility requirements.

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Real Estate Agent Elizabeth Ann Kline Realtor Springfield Burke Lorton Woodbridge Alexandria Glenwood Manor West Springfield Va

First Time Home Buyers Guide!

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Elizabeth Ann Kline  RE/MAX Premier Agent

October 12, 2016

October 12, 2016
Elizabeth Ann Kline


Elizabeth Ann Kline                           Real Estate Agent - Realtor - Springfield 22153 - Burke 22015 - West Springfield 22152 - VA - Fairfax County Virginia

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