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Waiting Period After a
Distressed Home Sale

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Kevin Kline is a licensed Realtor® with RE/MAX Executives in
Springfield, VA.  Kevin contributes articles, blogs and content to ListWithElizabeth.com as well as third party content that has been authorized to be used by and for Elizabeth Ann Kline and ListWithElizabeth.com

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How long after foreclosure can you qualify for another mortgage?
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Elizabeth Ann Kline Real Estate Agent Blog

Elizabeth Ann Kline                           Real Estate Agent - Realtor - Springfield 22153 - Burke 22015 - West Springfield 22152 - VA - Fairfax County Virginia

"How long do we have to wait to qualify for another mortgage" is the question concerning people who've had a foreclosure, short sale or bankruptcy. The loan types for the new loan will differ in amounts of time to heal credit scores based on the event.

The following chart is meant to be a general guide for how long a person might have to wait. During this waiting period, it's important that the person be current on all payments and maintains a history of good credit.

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Elizabeth Ann Kline

October 24, 2018

By: Kevin D. Kline

@klinetweets

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A recommended lender can give you specific information regarding your individual situation and can make suggestions that will improve your ability to qualify for a mortgage. This process should be started before looking at homes because of the time constraints listed here can vary based on current requirements and possible extenuating circumstances of your case.

We want to be your personal source of real estate information and we're committed to helping from purchase to sale and all the years in between. Contact a LIST WITH ELIZABETH® preferred lender.  Call Lee Williams from Caliber Home Loans at 571-420-3116 today or click HERE for more information!