First-time homebuyers often underestimate the cost of buying a home. When it’s time to start shopping for a new home in Fairfax, you should know what it will actually cost you. Not only will there be a down payment and closing costs, but there are other costs, as well. Some of the costs are up […]
Home Buying Tips
Why Realtors Request Pre-Approval Letters
So many first-time homebuyers think they should find a home before they get pre-approved for a mortgage. However, it’s common for Realtors to ask for pre-approval letters before showing a home. While some agents might still show the home, others won’t without pre-approval letters. Before we get into the reasons why real estate agents want […]
Get Pre-Approved Before Your House Hunt
Real Estate Agents used to counsel that it would be a good idea to get pre-approved for a mortgage before you even started the house-hunting process, but now it’s not just a good idea, it’s practically essential! Sure, you could try to make an offer on a house without a mortgage pre-approval, but List With […]
Why You Can’t Qualify for A Mortgage
When you’re ready to buy a home in Fairfax, you need to make sure you can qualify for a mortgage. Unless you have the cash to buy without a lender, this will likely be the first step you will take. When you can’t qualify for a mortgage, it’s important to know why. If you skip […]
Are You Downsizing Your Home? Avoid These Common Mistakes
All the kids have moved away and you own far more house than you need. It has become a chore to keep the home clean and you’re getting older. Is it time to downsize your home? Maybe you struggle to get up and down the stairs or you simply don’t want the high mortgage payment […]
How to Improve Your Credit Before Home Shopping
Before you start shopping for your new home, it’s a good idea to improve your credit. First-time home buyers often get blindsided by higher interest rates or even find it hard to get approved for a home loan due to their credit. While your credit is just one of the factors used for approval when […]
Build or Buy: The Pros and Cons of Both
When it’s time to move to a new home, the decision to build or buy a home isn’t easy to make. There are plenty of pros and cons to both options. If you’re relocating to Northern Virginia, you want to make sure you make the right decision. Here are the pros and cons of building […]
15 Ways to Save for a Down Payment Faster
When you need to save for a down payment it might seem impossible. You know you want to stop renting and finally become a first-time home buyer, but how do you save for the down payment? There are plenty of easy ways to save more money, faster, for your down payment. Let’s look at some […]
